Holly Johnson had an average job with an average salary, but she wanted more. She wanted to travel, spend more time with her kids, and feel in control of her life.
A little more than five years ago, Johnson was a director of family services at a funeral home, making $38,000 per year. Now, she and her husband earn roughly 10 times that amount and spend three months a year traveling.
Planning a vacation can be stressful and expensive, and the right mobile app can make things easier for you. But the App Store and Google Play Store have countless travel apps, so it’s important to know which apps will enhance your trip, not distract from it.
If you're a small business owner looking to take your business to the next level, you may not have the capital you need to expand. A small business expansion loan can provide you with the cash you need to open up a new location, hire staff or upgrade your equipment.
But where do you start and how do you know if taking out a business expansion loan is a good idea? Here's a quick guide to help you take the next step.
If you’re a responsible credit card user, it makes sense to use your plastic as often as possible. Not only do you get extra benefits like zero-liability fraud protection and price protection, but it’s also an easy way to rack up rewards.
But just because you can use your credit card for everything doesn’t necessarily mean you should. Some transactions come with extra fees if you use a credit card. But, depending on your rewards rate, it could still be worth paying a fee.
If you do a lot of shopping, you’ve probably heard the sales pitch: “You can get a discount on today’s purchase if you apply for our credit card.” The cashier may even push back if you initially decline.
It’s tempting, whether because of the discount or the low credit requirements. But the offer’s usually not worth it, and here’s why.
The best credit cards reward you for doing something you would have done anyway. And whether you have a travel, cash back, or generic rewards credit card, knowing how to maximize the benefits you get from the card can help you get the most bang for your buck.
Filing taxes in more than one state sounds intimidating, but it doesn’t have to be.
If you’ve earned income in more than one state, or live in one and work in another, you may need to file more than one state tax return.
The term “too big to fail” was first coined in the 1980s, but it didn’t enter the average American’s lexicon until 10 years ago when the 2008 financial crisis almost brought down the global economy.
The phrase contends that some corporations are so large and interconnected within a greater economic system that allowing them to collapse would be disastrous for everyone. And as a result, the government must help prevent their failure through bailouts.
An annual percentage rate (APR) on a credit card is the annualized version of its interest rate. Most credit card APRs are variable, which means that your rate can fluctuate based on the prime rate, the lowest interest rate at which banks lend commercially.
The average variable credit card APR is 16.81% as of April 5, 2018, which means that a good APR credit card should have a rate at least below that.
Identity theft is at an all-time high, according to a 2018 report by Javelin Strategy and Research, with a record 16.7 million victims in 2017.
Despite the increased occurrence of identity theft, it’s still a jarring experience to learn that someone opened a credit card in your name.
The best time to buy a car is when you need one. If you wait too long to try to snatch the best deals, you could end up feeling desperate and lose some of the power you have as a buyer.
But if you can afford to wait, there are a few times throughout the year when you could score big discounts. Based on a report released by TrueCar, an automotive pricing and information website, here are the top five.
A life insurance policy is a contract between you and an insurance company. You agree to pay a regular premium. In return, the insurance company agrees to pay out a sum of money to your designated beneficiaries if you die before the policy’s term is up.